Skip to main content
SpringerLink
Log in

Financial Inclusion Schemes in India

  • Book
  • © 2022

Overview

Authors:
  1. Firdous Ahmad Malik

    1. Jindal Center for Global South, O.P. Jindal Global University, Sonipat, India

    View author publications

    You can also search for this author in PubMed   Google Scholar

  2. D. K. Yadav

    1. Department of Economics, Babasaheb Bhimrao Ambedkar University, Lucknow, India

    View author publications

    You can also search for this author in PubMed   Google Scholar

  • Explores poverty themes in India through financial schemes introduced by the Government of India
  • Examines financial inclusion uniquely and explicitly
  • Suitable for professional, policy makers, economists and finance readers

This is a preview of subscription content, log in via an institution to check access.

Access this book

Log in via an institution
eBook USD 89.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book USD 119.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book USD 119.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Other ways to access

Licence this eBook for your library

Institutional subscriptions

Table of contents (7 chapters)

  1. Front Matter

    Pages i-xxv
    Download chapter PDF

  2. Introduction

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 1-20

  3. Financial Theories and Their Relevance in Financial Inclusion

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 21-35

  4. Impact of Recent Financial Inclusion Schemes on Status of Financial Inclusion in India: Secondary Data Analysis

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 37-51

  5. Socio-Economic Conditions and Pattern of Access and Non-Access in Recent Financial Inclusion Schemes of the Poorest of Poor

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 53-107

  6. Financial Inclusion Schemes and Changing Socio Economic Status of Poorest of the Poor

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 109-130

  7. Impact of Recent Financial Inclusion Schemes on Economic and Financial Behavior of Poorest of the Poor

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 131-149

  8. Policy Recommendations for Better Future

    • Firdous Ahmad Malik, D. K. Yadav
    Pages 151-159

  9. Back Matter

    Pages 161-164
    Download chapter PDF
Back to top

Keywords

About this book

The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers.

This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people.

This book will be of interest to academia, policymakers, and society at large.





Authors and Affiliations

  • Jindal Center for Global South, O.P. Jindal Global University, Sonipat, India

    Firdous Ahmad Malik

  • Department of Economics, Babasaheb Bhimrao Ambedkar University, Lucknow, India

    D. K. Yadav

About the authors

Firdous Ahmad Malik is a Senior Research Associate at Jindal Center for Global South O.P. Jindal Global University, Sonipat, India. He has published papers in Springer, Elsevier, Taylor Francis and other Scopus indexed journals. His research focuses on financial behaviour of the poorest of the poor, financial inclusion, and financial literacy; specializing in Microfinance, Development Economics, Urban-Rural Poverty, Monetary Economics, Public Finance and Inclusive Education.
D. K. Yadav is an Assistant Professor at the Department of Economics, Babasaheb Bhimrao Ambedkar University Lucknow, India. He has published papers in Springer, Elsevier, and other Scopus indexed journals. He has 12 years of teaching experience in Economics (Money and banking, public finance and econometrics). His research focuses on Econometric Theory, Applied Econometrics: Policy Evaluation in Microfinance, poverty and informal economy, Money and Banking and Financial Institutions, Monetary Economics, and Public Finance.





Bibliographic Information

Publish with us

Policies and ethics

Back to top

Search

Navigation