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  • 1
    Online Resource
    Online Resource
    Crossovers : Female Entrepreneurs Who Enter Male Sectors: Evidence from Ethiopia (2017)
    Washington, D.C : The World Bank
    Details
    Language: English
    Pages: 1 Online-Ressource (25 p)
    Series Statement: World Bank E-Library Archive
    Parallel Title: Erscheint auch als Alibhai, Salman Crossovers: Female Entrepreneurs Who Enter Male Sectors: Evidence from Ethiopia
    Abstract: Occupational sector selection is an important determinant of returns for female entrepreneurs. If sectors that are traditionally male owned could provide an opportunity to earn higher returns, then what factors could encourage women to cross over into these sectors or prevent them from doing so? To examine this question, this paper uses data from Ethiopia to compare the firm performance and characteristics of women in male-dominated sectors (crossovers) with women who are in female-concentrated sectors (noncrossovers). The findings show that female-owned enterprises in male-dominated sectors perform better on average than those in female-concentrated sectors, with firms achieving higher profits and having more employees. The descriptive results show that crossovers do not necessarily have more education or greater skills than noncrossovers. Rather, women's relationships and networks, especially those provided through male relatives, and being opportunity-driven entrepreneurs appear to influence the likelihood of entering a more-profitable, male-dominated sector. The study explores the implications and challenges of encouraging female entrepreneurs to enter male-dominated sectors, in an effort to provide new insight into how the earning gap between male and female entrepreneurs can be closed
    DOI: 10.1596/1813-9450-8065
    URL: Volltext  (Deutschlandweit zugänglich)
    Library Location Call Number Volume/Issue/Year Availability
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    MPI Ethno. Forsch.
  • 2
    Online Resource
    Online Resource
    Better loans or better borrowers? : impact of meso-credit on female-owned enterprises in Ethiopia (2018)
    Washington, D.C. : World Bank Group, Africa Region, Gender Global Theme, Finance, Competitiveness and Innovation Global Practice
    Details
    Language: English
    Pages: 1 Online-Ressource (circa 27 Seiten) , Illustrationen
    Series Statement: Policy research working paper 8511
    Series Statement: World Bank E-Library Archive
    Series Statement: Policy research working paper
    Parallel Title: Erscheint auch als Alibhai, Salman Better Loans or Better Borrowers? Impact of Meso-Credit on Female-Owned Enterprises in Ethiopia
    Keywords: Graue Literatur
    Abstract: This paper explores the impact of large, individual-liability loans on the growth of women-owned microenterprises in Ethiopia. Traditionally, microfinance institutions in Ethiopia have primarily catered to female enterprises with group lending schemes that provide very small loans. The limitations of this model are two-fold: in addition to these micro-loans being too small in size to fuel meaningful business growth, many of the female enterprises that are targeted with these loans face binding constraints, such as concentration in lower-growth sectors, lack of alternative job opportunities, limitations on time and mobility, and restrictive gender norms. The paper investigates the impact of credit to female entrepreneurs in a novel context, by examining larger loans, provided to growth-oriented women entrepreneurs. These entrepreneurs fall in the "missing middle" or "meso-finance" segment of the financial market because their credit needs are too large for microfinance, but not large enough for commercial banks. The paper uses a propensity score matching methodology to examine the impact of loans offered to women as part of the Women Entrepreneurship Development Project, a program funded by the World Bank International Development Association, that targets growth-oriented women entrepreneurs in Ethiopia. The results suggest that large, individual-liability loans can make a significant difference in accelerating growth in the business incomes and employment levels of women-owned enterprises
    DOI: 10.1596/1813-9450-8511
    URL: Volltext  (Deutschlandweit zugänglich)
    URL: Deutschlandweit zugänglich
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    Online Resource
    MPI Ethno. Forsch.
  • 3
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    Online Resource
    Evening the Credit Score? : Impact of Psychometric Loan Appraisal for Women Entrepreneurs (2022)
    Washington, D.C : The World Bank
    Details
    Language: English
    Pages: 1 Online-Ressource (36 pages)
    Parallel Title: Erscheint auch als Alibhai, Salman Evening the Credit Score?: Impact of Psychometric Loan Appraisal for Women Entrepreneurs
    Keywords: Access To Finance ; Asset Ownership ; Entrepreneurial Finance ; Finance and Financial Sector Development ; Gender ; Gender and Poverty ; Gender and Social Development ; Innovative Loan Appraisal ; Microenterprises ; Microfinance Lending ; Private Sector Development ; Property Rights ; Women's Access to Business Lending ; Women's Entrepreneurship
    Abstract: Women's lower rates of ownership of collateralizable assets are a constraint to accessing larger business loans. This paper tests the impact of using psychometric credit scoring as a substitute for collateral for loans up to USD 7,500, via a randomized controlled trial with a microfinance institution in Ethiopia. The paper finds positive impacts on women's access to credit, and survival of their firms during the COVID-19 pandemic and conflict. Firms that remained operational were profitable; but there is limited evidence of impact on firm growth under these circumstances. The study showcases the potential for using innovative technologies to extend entrepreneurial finance to underserved markets
    DOI: 10.1596/1813-9450-10230
    URL: lizenzpflichtig
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    Online Resource
    MPI Ethno. Forsch.
  • 4
    Online Resource
    Online Resource
    Full esteem ahead? : mindset-oriented business training in Ethiopia (2019)
    Washington, DC, USA : World Bank Group, Africa Region, Africa Gender Innovation Lab & Finance, Competitiveness and Innovation Global Practice
    Details
    Language: English
    Pages: 1 Online-Ressource (circa 45 Seiten) , Illustrationen
    Series Statement: Policy research working paper 8892
    Series Statement: World Bank E-Library Archive
    Series Statement: Policy research working paper
    Parallel Title: Erscheint auch als Alibhai, Salman Full Esteem Ahead: Mindset-Oriented Business Training in Ethiopia
    Keywords: Graue Literatur
    Abstract: Is there a mindset gap holding women back in business? Can entrepreneurship training instill a set of attitudes, behaviors, and strategies that are thought to underpin success in business such as motivation, perseverance, and self-confidence? This study conducted two randomized controlled trials to evaluate the effect of mindset-oriented business trainings on the performance of women-owned micro and small enterprises in Ethiopia. The trainings were underpinned by psychology with a mission to foster self-esteem and entrepreneurial spirit. Despite a similar approach, however, the quality of delivery seemed to matter as impacts of the trainings on business performance were mixed. A key channel for an impact on profits is if the training can actually effectuate the mindset change, with only one training transferring higher levels of entrepreneurial self-efficacy, personal initiative, and entrepreneurial locus of control to the women, relative to a control group. The study finds suggestive evidence that psychological skills and mindset are better inspired by a trainer who previously owned a business themselves and therefore may have a better understanding of the entrepreneurs' specific challenges. The study concludes that psychological skills are important for women's business success, and these skills can indeed be transferred using training, assuming a shared identity match between trainer and student. Service delivery appears to be critical for inculcating these important skills
    DOI: 10.1596/1813-9450-8892
    URL: Volltext  (lizenzpflichtig)
    URL: Deutschlandweit zugänglich
    Library Location Call Number Volume/Issue/Year Availability
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    Online Resource
    MPI Ethno. Forsch.
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