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  • 1
    Book
    Book
    Cambridge, Mass. : MIT Press
    ISBN: 0262060914
    Language: English
    Pages: XVIII, 152 S. , graph. Darst.
    DDC: 306.380973
    RVK:
    Keywords: Ruhestand ; Altersversorgung ; Soziale Sicherheit ; USA
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  • 2
    ISBN: 9780191997358
    Language: English
    Pages: 1 online resource : , illustrations.
    Series Statement: Pension Research Council series
    Series Statement: Oxford scholarship online
    Series Statement: Pension Research Council series.
    Series Statement: Oxford scholarship online.
    Parallel Title: Print version :
    DDC: 306.380973
    Keywords: Retirement ; Society. ; Society & culture: general.
    Abstract: Growing awareness of real-world shocks including market downturns, health surprises, and labor market readjustment is calling into question the ability of global retirement systems to remain healthy and sustain future retirees.
    Note: Also issued in print: 2024.
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  • 3
    Online Resource
    Online Resource
    Oxford : Oxford University Press USA - OSO
    ISBN: 9780192675972
    Language: English
    Pages: 1 online resource (353 pages)
    Series Statement: Pension Research Council Ser.
    Parallel Title: Erscheint auch als
    DDC: 304.645
    Keywords: Risk management-Mathematical models ; Electronic books
    Abstract: Longevity at older ages is likely to continue to rise in the medium and longer term. This volume explores how the private and public sectors can collaborate via public-private partnerships (PPPs) to develop new mechanisms to reduce older people's risk of outliving their assets in later life.
    Abstract: cover -- titlepage -- copyright -- Preface -- Contents -- List of Figures -- List of Tables -- Notes on Contributors -- 1 Introduction: New Models for Managing Longevity Risk -- Part I Understanding Longevity Risk -- 2 Perceptions of Mortality -- 3 Disability-free Life Trends at Older Ages -- 4 Does Working Longer Enhance Old Age? -- 5 Working Longer Solves (Almost) Everything -- Part II Public-Private Partnerships to Help Fill the Gaps -- 6 Aging in Place -- 7 Public-Private Partnerships Extend Community-based Organization's Longevity -- 8 Innovative Strategies to Finance and Deliver Long-term Care -- 9 Building on Hope or Tackling Fear? -- Part III Implications for the Financial Sector and Policymakers -- 10 State-sponsored Pensions for Private-Sector Workers -- 11 New Financial Instruments for Managing Longevity Risk -- 12 Property Tax Deferral -- Appendix A Outline of Proposed Massachusetts Property Tax Deferral Program -- Appendix B Sample property tax bill -- Appendix C Effect of Property Tax Deferral Program on Homeowners in Massachusetts -- Appendix D Modeling assumptions and sources for state-wide Massachusetts deferral program -- 13 The Market for Reverse Mortgages among Older Americans -- Index.
    Note: Description based on publisher supplied metadata and other sources
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  • 4
    Online Resource
    Online Resource
    Oxford : Oxford University Press USA - OSO
    ISBN: 9780192584298
    Language: English
    Pages: 1 online resource (252 pages)
    Series Statement: Pension Research Council Ser.
    Parallel Title: Erscheint auch als
    DDC: 332.024014
    Keywords: Retirement-Planning ; Electronic books
    Abstract: This book offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.
    Abstract: Cover -- The Disruptive Impact of FinTech on Retirement Systems -- Copyright -- Preface -- Contents -- List of Figures -- List of Tables -- Notes on Contributors -- Chapter 1: How FinTech is Reshaping the Retirement Planning Process -- FinTech and the Retirement Marketplace -- FinTech and Retirement Security -- FinTech and Decumulation during Retirement -- A Look to the Future -- Note -- References -- Part I: Financial Technology and the Retirement Marketplace -- Chapter 2: The Emergence of the Robo-Advisor -- Background on Financial Robo-advisors -- Who Uses Robo-advisors? -- Robos versus Human Advisors -- Limitations of Robo-advisors -- Trends in Robo-advisors -- Robo-advisors Internationally -- Conclusion -- Notes -- References -- Chapter 3: The Transformation of Investment Advice: Digital Investment Advisors as Fiduciaries -- Drivers behind the Growth of Digital Advice -- Digital Advice is Fiduciary Advice -- The Fiduciary Standard of Care is Defined by the Scope of the Relationship -- Establishing a Reasonable Basis for Digital Advice -- Digital Advisors and Conflict of Interest Mitigation -- Application of the Existing Regulatory Framework for Investment Advisory Services -- Digital Advice is Human Advice, with Certain Unique Advantages -- Conclusion -- Notes -- References -- Part II: FinTech and Retirement Security -- Chapter 4: FinTech Disruption: Opportunities to Encourage Financial Responsibility -- Drivers of the FinTech Revolution -- Technological Change Democratized Financial Services -- Barriers to Financial Protection -- Technology Can Improve Customer Experiences -- Data Sources -- End-of-Life Planning Tools -- Challenges to Saving -- Wellness -- Conclusion -- References -- Chapter 5: Ethics, Insurance Pricing, Genetics, and Big Data -- The Case of Life Insurers -- Background Concerning Genetics.
    Note: Description based on publisher supplied metadata and other sources
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  • 5
    ISBN: 9780198894131
    Language: English
    Pages: xvi, 237 Seiten , Diagramme
    Parallel Title: Erscheint auch als Real-world shocks and retirement system resiliency
    DDC: 306.380973
    RVK:
    Keywords: Aufsatzsammlung
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  • 6
    ISBN: 9780191997358
    Language: English
    Pages: 1 Online-Ressource , Illustrationen
    Series Statement: Pension Research Council series
    Series Statement: Oxford scholarship online
    Series Statement: Business and management
    Parallel Title: Erscheint auch als Real-world shocks and retirement system resiliency
    DDC: 306.380973
    RVK:
    Keywords: Retirement ; Society ; Society & culture: general
    Abstract: Growing awareness of real-world shocks including market downturns, health surprises, and labor market readjustment is calling into question the ability of global retirement systems to remain healthy and sustain future retirees.
    Note: Also issued in print: 2024. - Includes bibliographical references and index. - Description based on online resource and publisher information; title from PDF title page (viewed on December 19, 2023)
    URL: Volltext  (kostenfrei)
    URL: Volltext  (kostenfrei)
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  • 7
    ISBN: 9780198894155
    Language: English
    Pages: 1 Online-Ressource (186 pages) , Illustrationen
    Edition: 1st ed
    Series Statement: Pension Research Council Series
    Parallel Title: Erscheint auch als Mitchell, Olivia S. Real-World Shocks and Retirement System Resiliency
    DDC: 306.380973
    Abstract: Growing awareness of real-world shocks including market downturns, health surprises, and labor market readjustment is calling into question the ability of global retirement systems to remain healthy and sustain future retirees
    Note: Description based on publisher supplied metadata and other sources
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  • 8
    ISBN: 0-19-199735-8 , 0-19-889415-5
    Language: English
    Pages: 1 online resource (230 pages)
    Series Statement: Pension Research Council series
    Series Statement: Oxford scholarship online
    Series Statement: Pension Research Council series.
    Series Statement: Oxford scholarship online.
    DDC: 306.380973
    Keywords: Retirement ; Society. ; Society & culture: general.
    Abstract: Growing awareness of real-world shocks including market downturns, health surprises, and labor market readjustment is calling into question the ability of global retirement systems to remain healthy and sustain future retirees.
    Note: Also issued in print: 2024.
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  • 9
    ISBN: 9780191904295
    Language: English
    Pages: 1 Online-Ressource , Illustrationen
    Edition: First edition
    Series Statement: Pension Research Council series
    Parallel Title: Erscheint auch als
    DDC: 306.38
    Keywords: Retirement ; Economic aspects ; Older people ; Economic conditions ; 21st century ; Debt
    URL: Volltext  (lizenzpflichtig)
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  • 10
    Online Resource
    Online Resource
    Cambridge, Mass. : National Bureau of Economic Research | Cambridge, Mass. :National Bureau of Economic Research,
    Language: English
    Pages: 1 online resource: , illustrations (black and white);
    Series Statement: NBER working paper series no. w0876
    Series Statement: Working Paper Series (National Bureau of Economic Research)
    DDC: 306.38
    Keywords: Retirement age.
    Abstract: This paper examines how the structure of earnings and pension opportunities affects retirement behavior. We use a life cycle model of labor supply, paying special attention to the institutional features of private pensions and Social Security benefits. This theoretical formulation is used to develop comparative dynamic pre- dictions and to guide empirical modeling. Data from a new survey of workers and their income alternatives are used to implement the empirical model. Along the way, we highlight a number of interesting and little known facts about older workers' income. Contrary to popular opinion we find that private pensions are not always actuarially neutral; Social Security benefits do not typically decline (in present value terms) the longer retirement is deferred; and for many people, retirement income approaches and even exceeds net labor income. On the basis of empirical estimates of retirement parameters, we conclude that (1) people with higher base incomes retire earlier, and (2) those who have more to gain by postponing retirement, retire later. These findings are relevant to proposed reforms of the Social Security system as well as pension programs.
    Note: April 1982.
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