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  • Pierotti, Rachael  (1)
  • Weis, Toni  (1)
  • 1
    Language: English
    Pages: 1 Online-Ressource (25 p)
    Series Statement: World Bank E-Library Archive
    Parallel Title: Erscheint auch als Alibhai, Salman Crossovers: Female Entrepreneurs Who Enter Male Sectors: Evidence from Ethiopia
    Abstract: Occupational sector selection is an important determinant of returns for female entrepreneurs. If sectors that are traditionally male owned could provide an opportunity to earn higher returns, then what factors could encourage women to cross over into these sectors or prevent them from doing so? To examine this question, this paper uses data from Ethiopia to compare the firm performance and characteristics of women in male-dominated sectors (crossovers) with women who are in female-concentrated sectors (noncrossovers). The findings show that female-owned enterprises in male-dominated sectors perform better on average than those in female-concentrated sectors, with firms achieving higher profits and having more employees. The descriptive results show that crossovers do not necessarily have more education or greater skills than noncrossovers. Rather, women's relationships and networks, especially those provided through male relatives, and being opportunity-driven entrepreneurs appear to influence the likelihood of entering a more-profitable, male-dominated sector. The study explores the implications and challenges of encouraging female entrepreneurs to enter male-dominated sectors, in an effort to provide new insight into how the earning gap between male and female entrepreneurs can be closed
    URL: Volltext  (Deutschlandweit zugänglich)
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  • 2
    Language: English
    Pages: 1 Online-Ressource
    Series Statement: Policy Notes
    Abstract: Across the world, small-scale lenders - including microfinance institutions (MFIs), community-based financial institutions, and other nonbank financial institutions - have grappled with uncertainty through the Coronavirus disease 2019 (COVID-19) pandemic as portfolio quality deteriorated and capital buffers were drawn down. Ethiopia's microfinance borrowers - particularly micro and small enterprises (MSEs) are currently facing a financing squeeze that undermines their resilience during the COVID-19 crisis and threatens to slow their recovery. Although Ethiopian MFIs entered the crisis in good financial health, they soon began to face deteriorating portfolios and a contraction in liquidity. Drawing on data collected from a panel of major MFIs, this policy brief provides an overview of the microfinance lending squeeze in Ethiopia and outlines ways to overcome it. Sections one and two looks at the impact of the COVID-19 pandemic on Ethiopian MFIs and on their borrowers, respectively, and show how MFIs responded to liquidity constraints by cutting off financing to MSEs. Sections three and four discuss possible ways out of the crisis, outlining four concrete ways to ease the squeeze and highlighting new interventions in Ethiopia that provide emergency financing to MFIs and the MSEs they serve. The aim of this brief is to shed light on the lending squeeze in Ethiopia, and to share lessons for post-pandemic microfinance lending globally
    Library Location Call Number Volume/Issue/Year Availability
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